Your wedding is one of the biggest days of your life. Not only are you saying “I do” to the love of your life, but a wedding is one of the most expensive events you will ever put together. Did you know that big events like weddings have a higher likelihood of something going wrong? We can help by giving you peace of mind with financial protections against these 6 common Wedding Risks.
Host Liquor Liability
Your wedding is a celebration and many parties include alcoholic beverages. We all hope Aunt Sally or the bride does not have too many champagne flutes, but there are other risks besides embarrassment when serving alcohol at your wedding. What if a guest drinks and drives - are you liable? If that guest damages the venue or harms another person, are you liable? Your Alpine broker can provide protection in most cases.
Wedding Photos and Video
You take a lot of time to find the right professional photographer for your wedding. Some unexpected events could lead to you paying more than you expected. The cost to retake photos due to bad reproduction for any reason is one risk many couples do not think about. Another risk is if your photographer never shows u
Make sure your wedding dress, bridesmaid dresses, and the groom's rented tux are all protected for physical loss or damage once they are in your care. You spend so much time picking out the right outfits, make sure you can replace them if the store where the bridal attire is purchased goes out of business or if one of the dresses is accidentally damaged after you have picked them up.
Most couples don’t even see their wedding gifts until after they have come back from their honeymoon. This leaves family and friends to help get the gifts from the reception and deliver them to the couple’s home. If a gift is damaged 24 hours prior to or immediately after the ceremony, it will be replaced subject to a $100 deductible however some exclusions such as gifts of money, jewellery do apply. Please contact your Alpine broker for an extended list of exclusions.
When a couple gets engaged no one ever thinks they will have to cancel the wedding. But the unexpected can always happen. If your wedding is cancelled, our specialty wedding insurance package can reimburse you for deposits paid and any other non refundable cancellation expenses. Again, as with all insurance policies, there are some exclusions and conditions that must be met.
Similar to a wedding cancellation we can make sure that if for any reason a couple cannot go on their Honeymoon due to an insured event, they will be reimbursed for all pre-paid, non-refundable travel costs. This can be due to an unexpected illness, weather conditions and other unforeseen complications with travel plans.
Protecting your Wedding
These 6 wedding risks are just some of the mishaps that can land in a couple's lap during their wedding. To learn how you can have the wedding of the century and still make sure you are financially protected for most mishaps along the way, call Alpine Insurance in Calgary, Red Deer, Edmonton, Canmore or Lethbridge. We understand that we might not be invited to the wedding, but we will be there just in case the unthinkable happens on your special day.
Alpine Insurance &Financial Inc. – Alberta’s Trusted Advisors