A Not So Obvious Homeowner’s Risk
Consider how the following two events relate when you’re renewing your Alberta homeowners insurance policy:
- In 2005, a severe rainfall in Toronto caused extensive flood and sewer backup damages. In fact, the damage was estimated at about $500 million. Approximately half of that was sewer back up. Over the last twenty years, heavy rains have continued to cause damage in the provinces.
- A recent study of homeowners in Edmonton, Alberta, Toronto and Ontario suggested that that the homeowners felt the municipalities were responsible for sewer back up losses
The reality is that the Alberta homeowner needs to be aware that insurance coverage for sewer backup is usually optional. However, for a very low cost, that valuable protection can be purchased. If you’ve ever had to deal with the cost and clean-up of a sewer back-up, you know that the protection is worth the small expense.
Other Homeowner Sections That May Need Examination - Alberta Home Insurance
Make sure you’re 100% satisfied, and by that we mean peace of mind satisfied, with the amount of liability coverage you have on your homeowner’s policy. Is it enough if someone is injured on your property?
Is your property adequately insured if your home is damaged by fire?
What about the contents of your home—have you added to your possessions by purchasing jewelry, expensive coat or furnishings? If so, have you insured them?
The Dedicated Professionals! - Home Insurance with locations in Calgary Edmonton Lethbridge Red Deer and Canmore
Review your Alberta home insurance policy with the genuine insurance professionals at Alpine Insurance. Close to 70% of Alpine’s staff have 10 years of experience or more. They are dedicated, licensed professionals who proudly serve the communities they live and work in. They will make sure you spend every dime of your insurance premium wisely. We also provide our insurance services to all of Alberta.
Alpine is a strong independent brokerage with offices in Calgary, Edmonton, Lethbridge, Red Deer and Canmore. We represent 4 of the top 5 insurance companies in Western Canada, plus numerous other markets. This representation allows us to provide the most comprehensive, customized insurance coverage to all of our Alberta clients.
Let’s talk about protecting you and your family. Complete the home insurance quote or call us today. Then let’s talk about making sure your homeowners insurance policy keeps up with the pace of your life.